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Please note that the value and prices of investments can fluctuate up and down, and past performance is no guarantee for the future. Investments made in another currency will affect the value of the investment due to currency fluctuations. Emerging markets constitute a higher risk value than developed markets. Certain alternative investments are only suitable for highly experienced investors and you should make sure you meet the requirements as stipulated for the product or service or as may be stipulated by the laws of the country or jurisdiction in which you reside.